Paytm is an online way of exchanging rupees and Paytm can easily be paid. The following is a list of all the information and easy areas of why you should suite your KYC.
At present, majority of the PPIs and e-wallet users have completed just minimum KYC obligations.
Those users who signed up a couple of years ago, would have done so by verifying their mobile numbers.
More recent users would have signed up by giving their name and officially valid IDs like PAN or Aadhaar – and this is called the minimum or basic KYC. Minimum KYC comes with certain restrictions.
Importance of linking Aadhaar
The Aadhaar is a mandatory document as per regulations of the Government
Regulations of the RBI Guidelines for any company that deals with the money of customers
It is done to prevent identity theft, financial fraud, money laundering and terrorist financing.
How to complete KYC process through the Paytm app
The following is a step-by-step information
Log in to the Paytm App
Tap on ‘Nearby’ option
Tap on ‘Upgrade Account’ to proceed
Select the desired location from the list areas and visit the place to complete your KYC
Users will have to carry their Aadhar card and Pan card as an ID Proof
Full KYC basically requires you to link your PPI account with your Aadhaar. You can complete the process using your mobile number, PPI’s app, online, or by visiting a KYC centre.
Here is how you can complete the full KYC process for Sodexo, Ola Money, and Paytm.
Advantages of linking Aadhaar with Paytm account
Aadhar linked Paytm users can seamlessly transfer money to other wallets and bank accounts and their wallet limit will increase to Rs. 1 lac
Only such users can open a savings account with the newly launched Paytm Payments Bank and earn interest on their savings